<p dir="ltr"><span>While the social distancing norms have kept the people away from the markets in this festive season, Covid-19 has been unable to lower the festive excitement. Digital being the new normal, people are now getting accustomed to digital shopping.
While retirement planning is often discussed, not many take it seriously. Since the post-retirement phase generally does not have regular cash flows, it is crucial for the investors that their financial plans consider all the eventualities. It is also essential that investors have enough investment corpus to maintain their lifestyle and take care of medical expenses post-retirement.
<p dir="ltr"><span>Making a direct investment in benchmark indices can be the most straightforward investing strategy for the investors, as they can have an investment exposure towards a diversified basket of stocks. However, investing in benchmark indices directly is not possible, as such indices are not tradeable security. </span></p>
<p dir="ltr"><span>Mutual funds provide a broad spectrum of investment options to the investors, wherein they may choose to invest depending on their financial goals, investment horizon, and risk appetite.
When planning for a child's marriage, one often tends to underestimate the amount required. It is said, "marriages are made in heaven but celebrated on Earth." It is the celebration of the formation of a new bond between two individuals and two families. Most parents wish to celebrate it lavishly, but it is equally important that one plans systematically towards such goals.
<p>Every large cap company started small in the past. Several companies have grown to be market leaders with sound financial performance and proven track records from humble beginnings. Investing in small companies during their initial stages of growth allows investors to generate better returns when small cap companies' valuations get re-rated with the business's growth.</p>
In the Ramayana; Kumbhakarna is described as having been cursed to sleep for 6 months at a time. If only we investors had the same ability. If we had fallen asleep at the end of February 2020 and then woken up at the end of August 2020, it would appear that nothing much had happened. After all the Nifty 50 closed at 11201 at the end of February 2020 and at the end of August 2020 it was only marginally changed at 11387.
When it comes to investments, one would like to understand how their investments grew, and at what pace, over different time periods. There are many metrics that can be used to calculate the rate of return on investments, but the most common one amongst them is CAGR.
When it comes to investing, it is advisable to stay aligned with the long-term investment plans. Investors must remember the often-quoted advice, “long term investing is often boring. If you are finding it adventurous, you may not be doing it right.” Here are seven smart tips for long-term investing:
