<p>When it comes to investing in <a href="https://www.utimf.com/">mutual funds</a>, investors have a wide range of investment options before themselves. There are a variety of <a href="https://www.utimf.com/mutual-fund-schemes/">mutual fund schemes</a>, from which the investors can choose which ones best suit their risk appetite, financial goals and investment horizon.
Planning for the child’s career is often one of the significant financial goals for parents. It is generally conceived that one should start planning for their child’s education at an early stage. A prudent planning and investment strategy from an early stage often helps the parents to provide a broader range of education options.
<p dir="ltr"><span>It is said, investing is an art and not a science. There are no fixed principles and rules that may fit financial plans for different investors. This is because investing behaviours portrayed by different investors can lead to different outcomes, even with similar market movements. </span></p>
<p dir="ltr"><span>Systematic Investment Plan (SIP)</span> allows investors to invest in mutual funds periodically. Once the SIP mandate has been submitted, the amount deducted from the bank account on the specified date is invested into <a href="https://www.utimf.com/mutual-fund-schemes/" target="_blank">different mutual fund schemes</a> as per the details in SIP. </p>
<p dir="ltr"><span>“</span>Mutual fund investments are subject to market risks.” This standard disclaimer for investing in mutual fund investments underlines the importance of managing the investment risks for the investors. When investing in <a href="https://www.utimf.com/mutual-fund-products/debt-funds/" target="_blank">debt funds,</a> investors are primarily exposed to interest rate risk and credit risk. </p>
A Systematic Investment Plan (SIP) is an investment option for investors to invest in mutual funds periodically. Once a SIP is registered, the investment amount is automatically deducted from the bank account on the specified date and invested in mutual funds. This allows investors to make consistent investments towards their financial goals.
As the fund manager of UTI Value Opportunities Fund, I often wonder if it would be more palatable to many investors if we called the fund ‘UTI Opportunities Fund’ (as it was once called) because the word ‘Value’ in the name of the fund has become unappealing to some.
SEBI (Securities and Exchange Board of India) guidelines classify the stocks into large-caps, mid-caps, and small caps based on the market capitalisation of listed companies. The top 100 companies are termed as large-cap companies. In contrast, the companies with the ranking from 101 to 250 are classified as mid-cap companies. The companies featuring beyond that are classified as small-cap companies.
<p dir="ltr"><span><a href="https://utimf.com/articles/types-of-debt-mutual-funds-and-how-to-invest…; target="_blank">Debt funds</a> create an investment portfolio of different debt securities, wherein the securities may be chosen as per the broad investment objective of such funds.
The 2020 edition of the Indian Premier League (IPL) is happening by around six months’ delay due to pandemic. However, a delayed event is better against a cancelled event for the cricket fans across the country, who keenly wait for the Indian Premier League (IPL) every year. Apart from the entertainment it aims to provide, the cricketing event provides several investment lessons for the investors to follow.
