<p dir="ltr"><span>A Systematic Transfer Plan (STP) is an investment option available to the investors to enable them to switch their investments from one mutual fund scheme to another. As the name suggests, the transfer between different mutual fund schemes happens systematically.
The outbreak of COVID-19 is being referred to as a “once in a century event” and has heightened uncertainty for many companies which have to deal with the prospect of a significant drop in their cash flows. The longer the pandemic persists, greater the risks as leveraged businesses might find it hard to service the debt or access credit.
When it comes to investing in mutual funds, data suggests that investors are highly inclined to invest in equity funds. As per the quarterly data for July - September 2022, about 9.2 crore folios featured equity schemes across the mutual fund industry, with the total Assets Under Management (AUM) of ₹14.64 lakh crores. In comparison, the number of folios in debt-oriented schemes stood at around 72 lakh. (Source: AMFI)
<p dir="ltr"><span>A meticulous plan is vital for achieving a financial goal. At the same time, it is equally crucial for the investors to choose the right investment option amongst a wide spectrum of investment products available. </span></p>
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<p dir="ltr"><span>While most investors prefer mutual funds for their diversification benefits, others tend to look for a focused approach to the stock selection strategies.
<p dir="ltr"><span id="docs-internal-guid-51b40734-7fff-6841-cca9-c5d703c4b902">Knowing a person, dating a person is a whole lot different from co-habiting and getting married. Creating a life together brings with it the responsibility of creating a <a href="https://www.utimf.com/articles/10-steps-to-a-better-financial-future/&q…; target="_blank">financial future together</a>.
<p dir="ltr"><span>Movies in India seem to mirror the prevalent values and consumer belief in the society. In my growing up years, people with money were the smugglers or underworld people. Money was equivalent to evil. This was the license Raj much before liberalisation. The social narrative was to spread one’s feet according to the cloth, essentially live within one’s means. Credit was considered bad. No money discussion used to happen around the dinner table.
On July 31, 2020, the Nifty Pharma index has hit a 52-week high levels. This no doubt gives us great satisfaction considering that the Pharmaceutical sector is the largest overweight sector position in UTI Value Opportunities Fund (the Fund). Even as many of our portfolio companies were battered by the impact of the COVID-19 pandemic, this index has bounced nearly 79% from its low in Mar-2020.
<p dir="ltr"><span>When it comes to investing, the options may range from investing in traditional investment products like fixed deposits to investment products in financial markets like shares, mutual funds, etc. Each of the investment product carries its pros and cons. </span></p>
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<p dir="ltr"><span>With a wide range of mutual fund schemes available for the investors, mutual funds emerge as a convenient investment option. The investors may choose mutual fund schemes to suit their risk profile, investment horizon, and financial goals. </span></p>
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