It’s time to revisit my favorite Howard Marks anecdote:

We can never quite know what the future holds in precise detail, but it certainly holds much promise.

In the present, we are in the midst of the General Elections. In my 30-year investing career, the level of suspense over the election outcome has never been lower.

Returning from a vacation, you wish you had another day before returning to the daily grind for your monthly pay cheque. What if you have enough money to work only when and how much you wanted, just like your insta friend? The good news is that you can become a millionaire when you are at 30 after starting from scratch. Here’s how.

Returning from a vacation, you wish you had another day before returning to the daily grind for your monthly pay cheque. What if you have enough money to work only when and how much you wanted, just like your insta friend? The good news is that you can become a millionaire when you are at 30 after starting from scratch. Here’s how.

Returning from a vacation, you wish you had another day before returning to the daily grind for your monthly pay cheque. What if you have enough money to work only when and how much you wanted, just like your insta friend? The good news is that you can become a millionaire when you are at 30 after starting from scratch. Here’s how.

Returning from a vacation, you wish you had another day before returning to the daily grind for your monthly pay cheque. What if you have enough money to work only when and how much you wanted, just like your insta friend? The good news is that you can become a millionaire when you are at 30 after starting from scratch. Here’s how.

Returning from a vacation, you wish you had another day before returning to the daily grind for your monthly pay cheque. What if you have enough money to work only when and how much you wanted, just like your insta friend? The good news is that you can become a millionaire when you are at 30 after starting from scratch. Here’s how.

Returning from a vacation, you wish you had another day before returning to the daily grind for your monthly pay cheque. What if you have enough money to work only when and how much you wanted, just like your insta friend? The good news is that you can become a millionaire when you are at 30 after starting from scratch. Here’s how.

 “Why look for a needle in a haystack, when you can buy the entire haystack?”
 

That was The Vanguard Group founder Jack Bogle’s famous argument for indexing, nearly half a century ago, when he launched the first index fund for individual investors.
 

Index investing allows market participants to simply use a defined basket of stocks or securities to build an investment portfolio to meet their goals. The investment approach of index investing is easy to execute and offers instant diversification at a low fee.