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An open-ended Exchange Traded Fund replicating/tracking NIFTY 1D Rate Index. A relatively low-interest rate risk and relatively low credit risk
UTI Nifty 1D Rate Liquid ETF - Growth aims to track the returns of the Nifty 1D Rate Index, subject to tracking error. The index reflects returns generated from overnight money market instruments such as TREPS, offering high liquidity and low duration.
The scheme follows a passive investment strategy by replicating the index and maintaining alignment through periodic adjustments. Designed as a low-risk and cost-efficient solution, it provides an effective avenue for managing short-term surplus funds. The ETF structure enables real-time liquidity through exchange trading, making it suitable for investors seeking stability, accessibility, and efficient cash management.
Entry Load: Nil
Exit Load: Nil
NA
A relatively low-interest rate risk and relatively low credit risk
The investment objective of the scheme is to provide returns that, before expenses, correspond to the total returns of the securities as represented by the underlying index (Nifty 1D Rate Index), subject to tracking error.
However, there is no assurance that the investment objective of the scheme will be achieved.
UTI Nifty 1D Rate Liquid ETF - Growth aims to track the returns of the Nifty 1D Rate Index, subject to tracking error. The index reflects returns generated from overnight money market instruments such as TREPS, offering high liquidity and low duration.
The scheme follows a passive investment strategy by replicating the index and maintaining alignment through periodic adjustments. Designed as a low-risk and cost-efficient solution, it provides an effective avenue for managing short-term surplus funds. The ETF structure enables real-time liquidity through exchange trading, making it suitable for investors seeking stability, accessibility, and efficient cash management.
Others
- High Liquidity – Can be bought and sold through exchange
- Low Duration Risk – Minimal interest rate sensitivity due to overnight tenor
- Cost Efficient – Passive ETF structure with relatively lower expense ratio
- Transparent & Rule-Based – Tracks a publicly available benchmark index
The product is suitable for investors who are seeking*:
- A low-risk investment avenue for efficient cash management
- Seeks to provide returns in line with the Nifty 1D Rate Index, subject to expenses and tracking error
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
The above Product labelling assigned during the New Fund Offer (NFO) is based on internal assessment of the scheme characteristics or model portfolio and the same may vary post NFO when the actual investments are made. # Based on the Index composition as on May 29, 2026.
- Investors looking to park short-term surplus funds
- Investors seeking high liquidity with relatively low risk
- Investors preferring passive and exchange-traded investment options
The investment objective of the scheme is to provide returns that, before expenses, correspond to the total returns of the securities as represented by the underlying index (Nifty 1D Rate Index), subject to tracking error.
However, there is no assurance that the investment objective of the scheme will be achieved.
UTI Nifty 1D Rate Liquid ETF - Growth is an exchange-traded fund that aims to track the performance of the Nifty 1D Rate Index. The fund invests in overnight instruments such as Tri-Party Repo (TREPS), with the objective of providing returns that closely correspond to overnight interest rates, subject to tracking error.
The investment objective of the scheme is to provide returns that, before expenses, correspond to the total return of the securities as represented by the underlying index i.e Nifty 1D Rate Index, subject to tracking error. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved.
The UTI Nifty 1D Rate Liquid ETF - Growth is considered as a low risk investment. The potential risk class matrix based on interest rate risk and credit risk is A-I (i.e A relatively low-interest rate risk and relatively low credit risk.)
This ETF is suitable for investors looking to park surplus funds for short durations with minimal risk. It is ideal for investors seeking a liquid alternative to savings accounts or traditional liquid funds.
Minimum 1 Unit and in multiple thereof can be bought / sold in demat form at prevailing prices quoted on the Exchange where they are traded.
Unlike liquid mutual funds, which may invest in instruments with maturities up to 91 days, this ETF invests strictly in overnight securities, reducing interest rate risk. Compared to savings accounts, it has the potential to offer market-linked returns and is traded on the exchange, providing price transparency.
The taxation of this ETF is similar to that of debt-oriented funds. Capital gains are taxed based on the holding period as per prevailing tax regulations. Investors are advised to consult their tax advisors for detailed tax implications based on their individual circumstances.
Investors can buy and sell units of the UTI Nifty 1D Rate Liquid ETF - Growth through stock exchanges using a demat and trading account.
No lock-in period is applicable for this fund.