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An open ended balanced scheme investing only in equity and debt instruments. No arbitrage is permitted in the scheme
The Scheme seeks to generate capital appreciation/income by investing in a diversified portfolio of equity and debt securities. The Scheme shall endeavour to maintain a balanced exposure to Equity & Debt securities and the portfolio construct shall be dependent on various factors such as market conditions, economic scenarios, global events, interest rate movement, etc.
The Scheme shall follow an active investment strategy. The Scheme can invest across market capitalization and across sectors depending on relative valuations, earnings outlook, macro-economic factors, market opportunities etc. The Scheme shall also consider business and economic fundamentals, long-term growth prospects and liquidity/risk parameters.
The Scheme shall invest in Debt and money market Instruments available across duration and credit. The credit evaluation includes a study of the operating environment of the company, the past track record as well as the future prospects of the issuer, the short as well as long term financial health of the issuer.
Entry Load: Nil
Exit Load:
i. Redemption / switch-out upto and including 10% of Units allotted on or before completion of 12 months from the date of allotment- Nil exit load
ii. Redemption/ switch out in excess of the 10% of Units allotted on or before completion of 12 months from the date of allotment – 1.00% exit load
iii. If redeemed / switched out after 12 months from the date of allotment – Nil exit load
SIP/SWP/STP
The investment objective of the Scheme is to provide long term capital appreciation and generate income by investing in a balanced portfolio of equity & equity related instruments and debt & money market Instruments
However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.
The Scheme seeks to generate capital appreciation/income by investing in a diversified portfolio of equity and debt securities. The Scheme shall endeavour to maintain a balanced exposure to Equity & Debt securities and the portfolio construct shall be dependent on various factors such as market conditions, economic scenarios, global events, interest rate movement, etc.
The Scheme shall follow an active investment strategy. The Scheme can invest across market capitalization and across sectors depending on relative valuations, earnings outlook, macro-economic factors, market opportunities etc. The Scheme shall also consider business and economic fundamentals, long-term growth prospects and liquidity/risk parameters.
The Scheme shall invest in Debt and money market Instruments available across duration and credit. The credit evaluation includes a study of the operating environment of the company, the past track record as well as the future prospects of the issuer, the short as well as long term financial health of the issuer.
An open ended balanced scheme investing only in equity and debt instruments. No arbitrage is permitted in the scheme
- Disciplined Allocation – Equity allocation managed within the 40–60% range across market cycles
- Diversified Portfolio – Equity exposure across market caps and sectors, complemented by quality-focused fixed income
- Professional Management – Dedicated equity and fixed income investment teams managing the portfolio
- Long term capital appreciation
- Investment in equity and equity related instruments and fixed income securities
Product labelling assigned during the New Fund Offer (NFO) is based on internal assessment of the scheme characteristics and the same may vary post NFO when the actual investments are made.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
- Investors seeking equity’s long-term growth potential while aiming for greater stability through exposure to fixed income
- Investors looking to participate in equity markets while maintaining exposure to fixed income through a single portfolio
- Investors seeking a professionally managed 40–60% equity allocation with rebalancing across market cycles
- Combines equity’s long-term growth potential with fixed income, aiming to provide stability through a single portfolio
- Equity allocation managed within the 40–60% range, with rebalancing across market cycles
- Equity exposure across market capitalisations and sectors, complemented by a quality-focused fixed income portfolio
- Dedicated equity and fixed income investment teams managing the portfolio through an active investment approach
UTI Balanced Hybrid Fund is an open ended balanced scheme investing in equity and debt securities. The Scheme seeks to provide long-term capital appreciation and generate income through a balanced portfolio of equity & equity-related instruments and debt & money market instruments. The Scheme invests 40–60% in equity and equity-related instruments and 40–60% in debt & money market instruments.
A Balanced Hybrid Fund provides exposure to both equity and fixed income through a single portfolio, combining equity’s long term growth potential with fixed income, which aims to provide stability and generate income. The balanced approach seeks to help investors participate in equity markets while maintaining exposure to fixed income.
The Scheme invests 40–60% in equity and equity-related instruments and 40–60% in debt & money market instruments. The equity allocation may vary within the prescribed range based on the portfolio manager’s assessment of prevailing market valuations and conditions.
The Scheme follows a rebalancing discipline within the prescribed 40–60% equity range. The equity allocation may move towards the lower or upper end of the range based on the portfolio manager’s assessment of prevailing market valuations and conditions.
Markets move through cycles, and investor behaviour may be influenced by prevailing market conditions and sentiment. The Scheme’s balanced structure and rebalancing discipline are intended to support a disciplined approach to equity-debt allocation across market cycles.
The equity portfolio follows a Growth + Value investment style and is market-cap and sector agnostic, typically comprising 50–60 companies. The portfolio seeks opportunities based on risk-reward considerations, with a focus on growth at the right price and cash-flow quality, while managing stock, sector, liquidity and factor risks
The fixed-income portfolio focuses on quality and liquidity, with active duration management and an emphasis on the 3–7 year intermediate-duration segment. The portfolio primarily invests in Sovereign, AAA and equivalent-rated issuers, while managing duration and credit risk within the investment framework.
The fixed-income portfolio has an emphasis on the 3–7 year intermediate-duration segment, seeking to balance income accrual and duration risk. The portfolio positioning may vary based on the investment team’s assessment of prevailing market conditions.
Units held for 24 months or less: Gains are taxed at the applicable income-tax slab rate. Units held for more than 24 months: Gains are taxed at 12.5% plus applicable surcharge and cess. Investors should consult their tax advisors for applicability based on their individual circumstances and prevailing tax laws.
The Scheme may be suitable for investors seeking long-term capital appreciation and income through a balanced exposure to equity and fixed income, and who are comfortable with the associated market risks. It may also be considered by investors seeking a disciplined approach to equity-debt allocation across market cycles.
Superior risk adjusted returns with a performance track record of more than 3 decades
Distinct asset classes of equity & fixed income help attain portfolio diversification
Pursues a disciplined valuation approach across all market caps & quality fixed income issuers
Equity aims to drive returns while fixed income helps cushion market volatility
If you are looking to diversify through a portfolio mix of equity (for growth) and debt for (limiting downside), this fund may be suitable for you.
Ideal for investors with a time horizon of preferably 5 years or more.
Broad-based diversified portfolio with exposure to two asset classes in a single fund
If you are looking to diversify through a portfolio mix of equity (for growth) and debt for (limiting downside), this fund may be suitable for you.
Ideal for investors with a time horizon of preferably 5 years or more.
Suitable for those seeking wealth creation with relatively lower volatility compared to pure equity funds
If you are looking to diversify through a portfolio mix of equity (for growth) and debt for (limiting downside), this fund may be suitable for you.
Ideal for investors with a time horizon of preferably 5 years or more.
Aims to reduce sharp ups and downs compared to pure equity funds
If you are looking to diversify through a portfolio mix of equity (for growth) and debt for (limiting downside), this fund may be suitable for you.
Ideal for investors with a time horizon of preferably 5 years or more.