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An equity-oriented aggressive hybrid scheme aiming to capture potential of both equity and fixed income
- An aggressive hybrid fund investing predominantly in equity and equity related securities - The Fund follows relative value investment approach for equities and aims to invest in sound companies which provide margin of safety by trading cheaper relative to their history or peers. - The Fund follows a top down approach to pick sectors which are available at below mean valuations with reasonable prospects and a bottom-up approach for stock selection. - For Fixed Income portfolio, endeavor is to follow accrual strategy - The Fund invests in high quality and well researched debt issuers having high liquidity in the short to medium end of the yield curve.
For subscriptions received w.e.f. OCT 3rd , 2016, applicable Exit load: Redemption / Switch out within 12 months from the date of allotment – (i) NIL for upto 10% of the allotted Units (ii) 1.00 % for beyond 10% of the allotted Units.
SWP/Redeem/SIP/STRIP/Switch
Not Applicable
Equity & equity related instruments: 65-80% (Medium to High) Debt and Money Market instruments (including securitised debt)*: 20-35% (Low to Medium) Units issued by REITs & InvITs: 0-10% (Medium to High) * The fund may invest up to 50% of its debt portfolio in securitized debt.
The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum. The fund also invests in debt and money market instruments with a view to generate regular income. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Hybrid Equity
An open ended hybrid scheme investing predominantly in equity & equity related instruments
- Portfolio management with a view to generating income together with capital appreciation - Large cap biased equity portfolio - Portfolio managed with a distinct relative value philosophy underpinned by Margin of Safety - Also looks out for the growth oriented companies if the valuations are in the comfort zone - Moderate churn portfolio aiming for sustainable alpha generation over the long term - Debt portfolio aims to invest in well researched & high quality issuers along with tactical allocation to sovereign securities, to maintain credit quality and liquidity
This product is suitable for investors who are seeking*: Long term capital appreciation. Investment in equity instruments (maximum-80%) and fixed income securities (debt and money market securities). Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
- Investors looking for overall portfolio diversification - Investors who want growth with limited downside risk to their portfolio - Investors looking for tax efficient returns - Retirees looking for moderate and stable returns with low volatility - First time mutual fund investors
An aggressive hybrid scheme which aims to capture earning potential of equities and stability of fixed income markets, with an orientation towards equity investments
UTI Hybrid Equity Fund is an open-ended hybrid scheme which predominantly invests in equity and equity related instruments across the market capitalization spectrum and seeks to generate steady wealth over medium to long-term. The fund also invests a part of its portfolio in debt securities and money market instruments to generate regular income.
- Investors looking for long term wealth creation may consider investmenting in the fund.
- Investors looking to diversify through portfolio mix of equity (for growth) and debt for (limiting downside)
- The Canserve feature in UTI Hybrid Equity Fund is a facility wherein investor can opt towards donating a part of their investment growth (Appreciation/ Income distribution) towards social cause.
- Contributions under "CanServe" facility will go to St. Jude India Childcare (NGO) as donation towards medical or social cause for needy and under-privileged children who are being treated for cancer and their families, during the period of the child's treatment. St. Jude India Childcare Centres, is a not-for-profit organization in India that provides free of charge shelter and holistic care to children who are undergoing cancer treatment along with their families.
- Investors may claim tax exemption under sec 80 G of the Income Tax Act, 1961 to this effect. St. Jude India Childcare Centres will issue certificate towards donation receipt to avail tax exemption under section 80 G of the IT Act, 1961.
On redemption of investments of UTI Hybrid Equity Fund, capital gains are taxed as below: The Fund will attract capital gains tax if the redemption value is more than the purchase price. The gains can either be short term or long term in nature. If the units are held for 3 years or less, the gains made are subject to Short-Term Capital Gains Tax (STCG) and are taxed as per the income slab. If the units are held for more than 3 years, the gains are subject to Long-Term Capital Gains Tax (LTCG) which is taxed at 20% with the benefit of indexation (available to debt-oriented funds). Indexation accounts for the effect of inflation in the acquisition purchase cost i.e. the purchase price is increased to adjust for inflation (as per the cost inflation index (CII) notified by the Central Board of Direct Taxes (CBDT)) before calculating the capital gain. Thus, it reduces the overall tax liability for the investor.
- UTI Hybrid Equity Fund has a track record of over 25 years and has proven performance track record across the market cycles.
- The fund investing in a mix of equity & debt securities help in portfolio diversification and strike a balance between risk and reward.
- The equity portion of the fund is invested in established large cap names & quality debt papers for debt portion of the portfolio.
Investors can invest online at www.utimf.com or download the mobile app and start investing subject to KYC compliance. Investors may also approach nearest UTI Financial Centers (UFCs). Alternatively, you may also approach your mutual fund distributor, financial advisor or various online platform for investments.
The primary objective of the scheme is to generate long-term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum. The fund also invests in debt and money market instruments with a view to generate regular income.