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<p>India is a young nation enjoying the favourable demographics that would have around 64% of its youth population in the working age group by year 2020. On the flip side, in 2050, India would see most of these young populations retiring or would be on the verge of retiring. India might witness a big socio-economic problem at hand if not planned appropriately. As per a report published in leading newspaper, almost 61% of India&rsquo;s elderly population will have no income security by 2050.

It’s been 5 years since Raj married his childhood love Maya. A gradual increase in expenses has been a concern for Maya, even after her conscious efforts of not falling prey to unnecessary expenses. But Raj doesn't give a heed to Maya’s worry and almost every Sunday morning there is a light tension in the air when they discuss about the weekly expenses. 

<p dir="ltr">When it comes to investing, needs of every investors may wary drastically. Few would wish to invest for shorter period and some would wish to invest for long-run. Similarly, few might wish to invest in low risk instruments while few might think otherwise. Want to invest as low as ` 500 or invest as high as ` 5 crore. Want to invest lumpsum one time or invest periodically using <a href="https://www.utimf.com/invest-in-sip/">SIP</a&gt;.

<p style="text-align:center"><img alt="Fixed Maturity Plan (FMP) - UTI Mutual Fund" src="/documents/media/image/FMP.jpg" style="width:100%;" /></p>

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Budget guided by mission to strengthen agriculture, rural development, health, education, employment, MSME and infrastructure sectors

General highlights

Senior citizens have plenty of reasons to cheer post the Union Budget. One of the biggest is the increase in deduction limit under Section 80D of the Income Tax Act.

Section 80D limit hike

The Union Budget 2018 has given emphasis on strengthening the rural economy and boosting consumption. It ticks all the right boxes with its slew of benefits including higher minimum support prices (MSPs) for kharif crops, upgradation of rural haats to give farmers better access to formal mandis, enhancing the agricultural marketing infrastructure, and promoting organic farming.

Here are 14 ways in which Budget 2018 has come to the rescue of the rural economy:

<p dir="ltr"><span id="docs-internal-guid-767e76d0-7a98-7c43-b3c1-3ba81f701250">The long-term capital gains tax (LTCG tax) has made a comeback. Gains from the sale of equity shares and <a href="https://www.utimf.com/mutual-fund-products/equity-mutual-funds/">equity mutual funds</a> will now be taxed at 10%, if the total gains in a year exceed Rs. 1 lakh. Long Term Capital Gains from such investments below Rs. 1 lakh will not be taxed.

<p><strong>Question: </strong>How do you define Value?</p>

<p><strong>Answer:</strong> Value in my book is buying things for less than their intrinsic value. <strong>Intrinsic value</strong> is simply the current value of the cash flows that the company generates for its shareholders over time. Of course there could be situations where value could be unlocked by way of asset sales but those are by definition special situations and don&rsquo;t come by every day.</p>