Articles

5 Things To Know About Crude Oil 

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5 Things To Know About Crude Oil

Prices of crude oil and slated to stay subdued. Yesterday, news reports stated that JP Morgan slashed its crude oil price forecast, citing increased production and peak seasonal refinery maintenance in October.The bank forecast Brent crude prices at $54.50 (2015) and $52.50 (2016) per barrel, while lowering its WTI outlook to $48.50 (2015) and $46.50 (2016) per barrel.Crude oil is one of the most widely used and actively traded commodities in the world. Here's what you need to know about its price.

5 Things To Know About Alpha 

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Alpha is the first Greek alphabet, but in Mutual funds and investments, Alpha is the yardstick to which the investment performance of a mutual fund scheme is generally tied with. Alpha denotes the excess returns generated by the fund as against the expected returns from such funds. 

It tends to reflect the outperformance or underperformance of the fund as against the market returns. Here are seven things you must know about Alpha:

5 Tax Saving Options With Fixed Returns 

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Income Tax provisions allow deduction under Section 80C up to Rs. 1.50 lakh in a financial year, which effectively reduces the taxable income. There is a large bouquet of investment options listed under the section, wherein the investor can invest and take the tax benefit. While some options provide market-linked returns, like Equity Linked Savings Scheme (ELSS), Unit Linked Insurance Policies (ULIP), etc., some options provide fixed returns to the investments.

5 Steps To Portfolio Rebalancing 

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One should not keep all its eggs in the same basket. Such a piece of advice rightfully focuses on the importance of different asset classes within the investment portfolio. While one may have invested in various asset classes in an optimal proportion, the ratio can subsequently change due to the relative outperformance/ underperformance of different asset classes. It becomes vital for the investors to periodically rebalance the investment portfolio to keep it aligned with the investor risk appetite.

Here is a step-by-step guide to portfolio rebalancing:

 

5 Steps to Decipher Past Performance 

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To reach a holistic assessment, performance should be viewed adroitly to unearth a fund’s realistic potential.

5 Steps to Decipher Past Performance

If you have ever invested in mutual funds, chances are that you would have narrowed down on one that put up some very good numbers in the recent past. Despite the bold disclaimers about past performance not necessarily being sustained in the future, investors have a hard time resisting the numbers. Past performance is undoubtedly very luring, but should you rely on it?