Beginners Guide

When investing in mutual funds, it's recommended to review your investment portfolio periodically. During such a portfolio review, the primary objective would be to identify mutual fund schemes that aren't performing well, and replace them if needed.

The investment portfolio may contain assets from different fund houses and across various Demat accounts. This is where a Consolidated Account Statement comes into the picture.

When it comes to investing in equity markets, retail investors often look at the movements of the benchmark indices - NSE Nifty 50, S&P BSE Sensex BSE 200, BSE Midcap Index, BSE Small Cap Index, Nifty 500, etc. This is because such indices may be considered indicators of financial markets.

Investing may be considered more of an art than a science. Amidst a wide range of investment options, products may be selected basis individual risk profiles, financial goals and investment horizons. Within an investment portfolio, the focus should also be on diversification and optimal asset allocation.

Diversification of investment portfolio across different asset classes

A demat account is a digital account available through depositories, whereby investors can hold their  securities   in a dematerialised or digital form. Investors can use it for multiple securities like equity shares, bonds, debentures, ETFs (Exchange Traded Funds), mutual funds etc.

It is a fine balance every investor needs to achieve. We need to pay the taxes due from us. Yet, we need to plan our taxes especially on our investments. The idea is to make more money available for growth so that we save ample amounts for future needs. But how does one do that?

You like the sound of the ping on your mobile phone informing when pay gets credited every month. But how can you ensure that the sweet sound continues even in retirement? You will still need a regular income to meet your regular expenses. That’s not all.

Mutual funds have emerged as a preferred investment option among retail investors due to the benefits of professional fund management and ease of investing. As a new investor, many people have this question in mind - how do mutual funds work? What do Asset Management Companies (AMCs) do with the small investments that individuals provide?

When it comes to equity markets, investors often use the terms ‘blue chip companies’ or ‘blue chip stocks’. A blue chip company is a well-established, fundamentally and financially strong with a proven track-record of performance. Such companies are considered more resilient to adverse economic events and minor hiccups in the financial performance and are thus considered relatively safe and stable for the investors.

For some, any talk of financial independence for women may conjure up thoughts of feminism. However, a closer look at the unique issues and circumstances that women typically face provides a compelling financial and economic logic for womenʼs financial independence. That is why it is so important for all people, especially women, to know why they need to be financially independent and how they can achieve financial independence.

mutual funds have been steadily emerging as a preferred investment option and have become one of the attractive avenues to invest money. Such preferences arise from the convenience of investing in mutual funds and a wide range of mutual fund schemes investors may choose from. However, investors may often be spoilt for choices amongst the available options and may be struggling to find the right mutual fund scheme that best suits their financial plans and risk appetite.