With a wide range of mutual fund schemes are available for investments, it becomes imperative for the investors to carefully review the available options and then select the mutual fund schemes best suiting the risk profile, financial goals, and investment horizon. Different mutual fund schemes may be suitable for financial goals with varied investment horizons.
Debt funds are one of the five broad categories of mutual funds allowed by the Securities & Exchange Board of India (SEBI). Debt funds predominantly invest in debt securities and bonds. Such securities tend to provide income primarily through interest income from such securities.
It is always advised, "one should not have all its eggs in the same basket." This advice works well in the investment world, as no single asset class has always been a winner for investors. As such, the investors tend to prefer having a diversified investment portfolio across different asset classes.
When it is about equity investment, it is natural for investors to look for investments consistent in their performance with reasonable stability over a period of time. In such a scenario, investors tend to prefer investing in large-cap mutual funds.
When it comes to equity markets, investors often use the terms ‘blue chip companies’ or ‘blue chip stocks’. A blue chip company is a well-established, fundamentally and financially strong with a proven track-record of performance. Such companies are considered more resilient to adverse economic events and minor hiccups in the financial performance and are thus considered relatively safe and stable for the investors.
For some, any talk of financial independence for women may conjure up thoughts of feminism. However, a closer look at the unique issues and circumstances that women typically face provides a compelling financial and economic logic for womenʼs financial independence. That is why it is so important for all people, especially women, to know why they need to be financially independent and how they can achieve financial independence.
mutual funds have been steadily emerging as a preferred investment option and have become one of the attractive avenues to invest money. Such preferences arise from the convenience of investing in mutual funds and a wide range of mutual fund schemes investors may choose from. However, investors may often be spoilt for choices amongst the available options and may be struggling to find the right mutual fund scheme that best suits their financial plans and risk appetite.
When investing in mutual funds, investors can invest under different options, such as growth option, payout of income distribution-cum-capital withdrawal option, income distribution-cum-capital withdrawal reinvestment option, etc. Each of these different options carries its respective pros and cons. This article aims to discuss each of these three options briefly to help the investors decide on choosing amongst these three options:
Mutual funds have been steadily emerging as preferred investment options for retail investors and have become one of the attractive avenues to invest money. Such preferences arise from the convenience of investing in mutual funds and a wide range of mutual fund schemes investors may choose from. Such mutual fund schemes may invest in different asset classes, but also across spectrum of investments within the same asset class.
Retirement planning is one of the ignored facets of financial planning since the millennial population does not believe in saving for the future but instead lives in the present. In contrast, it becomes crucial to have a healthy financial corpus to take care of the life post-retirement in the absence of any formal social security scheme in India. The post-retirement life is often considered the second innings when one can fulfil their pending aspirations.
