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5 Don'ts When Using Star Ratings

When hunting for a fund, star ratings are a great starting point. They provide a composite, visual measure of a fund’s historical risk-adjusted return compared to peers: in any particular category, funds clocking the top-10% risk-adjusted returns get a five-star rating, followed by the next 22.5%, 35%, 22.5% and 10%, respectively, from four to one stars.But they can also be misleading. Here are five don’ts to consider when checking out the 5-star rated funds.

Buying stocks is not easy. It requires a great amount of leg work. And the entire exercise is complicated by emotion. But it is possible to benefit from specific equities in your investment portfolio. Here are some cautionary moves before you sink your money into stocks.

As much as anything else, successful investing requires something perhaps even more rare: the ability to identify and overcome one's own psychological weaknesses.In this article, we focus on how the insights from the field of behavioural finance can benefit individual investors. Primarily, we're interested in how we can learn to spot and correct investing mistakes in order to yield greater profits.

5 ULIP Charges You Must Know

Insurance companies have often found themselves at the receiving end for imposing stiff fees or costs since these charges shrink the investible portion of the premium paid. This battle raged prominently in the case of unit linked insurance plans, or ULIPs, for years.More importantly, these charges are often not plainly communicated to the policy buyers.We help you understand the key charges that tag along with ULIPs.

5 Questions On China Answered

After a phenomenal rally last year, the Chinese stock market has seen some sharp sell-offs in recent times and volatility in both directions. What is really going on?

5 Things To Note About The Real Estate Regulatory Bill

The views expressed here are of Anuj Puri, Chairman and Country Head of JLL India.

5 Things To Note About Monetary Policy

Monetary policy is how central banks control the supply of money, manage inflation and influence the currency in an economy. This is useful in encouraging liquidity (or curbing it if required) and maintaining overall economic stability. Here we look at monetary policy in India.

5 Things To Know About Crude Oil

Prices of crude oil and slated to stay subdued. Yesterday, news reports stated that JP Morgan slashed its crude oil price forecast, citing increased production and peak seasonal refinery maintenance in October.The bank forecast Brent crude prices at $54.50 (2015) and $52.50 (2016) per barrel, while lowering its WTI outlook to $48.50 (2015) and $46.50 (2016) per barrel.Crude oil is one of the most widely used and actively traded commodities in the world. Here's what you need to know about its price.

Income Tax provisions allow deduction under Section 80C up to Rs. 1.50 lakh in a financial year, which effectively reduces the taxable income. There is a large bouquet of investment options listed under the section, wherein the investor can invest and take the tax benefit. While some options provide market-linked returns, like Equity Linked Savings Scheme (ELSS), Unit Linked Insurance Policies (ULIP), etc., some options provide fixed returns to the investments.