As the fund manager of UTI Value Opportunities Fund, I often wonder if it would be more palatable to many investors if we called the fund ‘UTI Opportunities Fund’ (as it was once called) because the word ‘Value’ in the name of the fund has become unappealing to some.
Debt funds provide an excellent alternate investment option for investors for traditional investment products. The debt funds may be categorised based on their investment strategies and/or the issuer companies wherein such funds are invested.
SEBI (Securities and Exchange Board of India) guidelines classify the stocks into large-caps, mid-caps, and small caps based on the market capitalisation of listed companies. The top 100 companies are termed as large-cap companies. In contrast, the companies with the ranking from 101 to 250 are classified as mid-cap companies. The companies featuring beyond that are classified as small-cap companies.
The 2020 edition of the Indian Premier League (IPL) is happening by around six months’ delay due to pandemic. However, a delayed event is better against a cancelled event for the cricket fans across the country, who keenly wait for the Indian Premier League (IPL) every year. Apart from the entertainment it aims to provide, the cricketing event provides several investment lessons for the investors to follow.
Some investors' first acquaintance with the equity markets may be through benchmark indices, such as NSE Nifty50 and BSE Sensex. Such indices are an indicator of the broader markets. The common myth, that equity investing is investing directly into such indices, needs to be demystified.
While retirement planning is often discussed, not many take it seriously. Since the post-retirement phase generally does not have regular cash flows, it is crucial for the investors that their financial plans consider all the eventualities. It is also essential that investors have enough investment corpus to maintain their lifestyle and take care of medical expenses post-retirement.
When planning for a child's marriage, one often tends to underestimate the amount required. It is said, "marriages are made in heaven but celebrated on Earth." It is the celebration of the formation of a new bond between two individuals and two families. Most parents wish to celebrate it lavishly, but it is equally important that one plans systematically towards such goals.
In the Ramayana; Kumbhakarna is described as having been cursed to sleep for 6 months at a time. If only we investors had the same ability. If we had fallen asleep at the end of February 2020 and then woken up at the end of August 2020, it would appear that nothing much had happened. After all the Nifty 50 closed at 11201 at the end of February 2020 and at the end of August 2020 it was only marginally changed at 11387.
When it comes to investing, it is advisable to stay aligned with the long-term investment plans. Investors must remember the often-quoted advice, “long term investing is often boring. If you are finding it adventurous, you may not be doing it right.” Here are seven smart tips for long-term investing:
