Knowledge Hub

Comments by Ajay Tyagi
January 2019

National Savings Certificate (NSC) is one of the investment options the Government of India offers. NSC investments are received and serviced by the National Small Savings Fund, managed by the government through the interface of post offices.

After a year of policy normalisation, it is time to withstand volatility

For those who are not familiar with Murphy's Law, it is a popular cultural adage regarding misfortune in general. It is typically stated as: "Anything that can go wrong will go wrong." It is also often extended to "Anything that can go wrong will go wrong, and at the worst possible time."

Murphy’s Law was named after Captain Edward A. Murphy, a US Air Force engineer who was working on a project to see how much deceleration a person could withstand in a crash.

To minimize the interim volatility due to interest rate movement and lock-in the prevailing high yields it is prudent to hold the investments till maturity of the scheme.

With the Reserve Bank of India (RBI) following a suite of major central banks that are hiking interest rates as they battle inflation on their home turf, yields have moved up significantly since May 2022.