Knowledge Hub

#OnlineAssist - Transfer funds from one scheme to another in just 3 steps 

0

<div class="embeddedContent oembed-provider- oembed-provider-youtube" data-align="center" data-oembed="https://www.youtube.com/watch?v=vvvDXTTsDDw?rel=0&quot; data-oembed_provider="youtube" data-resizetype="noresize" style="text-align: center;"><iframe allowfullscreen="true" allowscriptaccess="always" frameborder="0" height="349" scrolling="no" src="//

Is that a tantrum? Again? 

6 minutes

In April this year I wrote that investing in equities had a lot in common with parenting. The market is volatile and it will throw a tantrum every now and then. And you will have to deal with it just as you deal with the tantrums of a child or a teen. Being both a parent and an investor I see the similarities. I also see the difference. Most children eventually move on from the tantrums as they mature and grow older. But the market– it will always remain a teenager. Frequent tantrums are the nature of the market.

To predict or to prepare? 

5 minutes

“Change is the only constant” is an adage which applies perfectly to not just the macroeconomic environment but also to the equity markets in general. Behind every ‘fall in the market’ there will always be some events just as behind every ‘rally in the market’ there will be other events.  It is the circle of life for markets. At some point the markets will get over-valued, events seen as negative will happen; resulting in markets getting “de-rated” and dropping into the “cheap” zone.

Asset Allocation for managing risk & optimizing returns 

3 minutes

Asset allocation: The on-going equity market drop once again highlights the need for investors to follow a prudent asset allocation strategy. Every asset class goes through cycles. Equities are a volatile asset class with attractive long term returns. Similarly fixed income returns can be attractive over shorter time periods though over the longer term it typically lags equities. This reinforces the need for asset allocation in order to manage risk and optimize returns.