- 4 views
None
1
2
3
More than 3
The total number of dependents the investor has
None
Less of 10%
Between 10% - 25%
Between 25% - 50%
More than 50%
______ portion of monthly income goes towards EMIs for Home, Car, Credit Cards etc
Unaware: I don't understand investment terminology at all
Aware: I am somewhat familiar with basic investment concepts
Beginner: I am familiar with investment concepts but rely on advice for my investments
Intermediate: I invest in different investment options like MFs, ULIPs, FDs etc. on my own
Expert: I trade shares actively in the secondary market.
The following statement best describes my investor’s knowledge of investments
Nil
Small (less than 20%)
Significant (between 20% to 40%)
Almost Half
Predominant (more than 50%)
Stocks, Equity MFs & gold comprise __________ portion of overall investments
Definitely choose A
Probably choose A
Not sure
Probably choose B
Definitely choose B
Following choices, Investor would choose:
(A) Stable Corporate Job with Low Growth Opportunity
(B) Less Secured Startup Job with Very High Growth Opportunity in future
Invest more to capitalize on the market downturn
Stay put in the portfolio considering it is a normal market cycle
Watch and switch later to a less risky portfolio
Switch Immediately some portion to a less risky portfolio
Sell All Immediately and never consider investing in Equity again
In case of a market downturn, if the equity portfolio declines by more than 20%, investor would like to:
Any investment loss is not tolerable to you.
You are okay with lesser returns as long as your investments stay in the green.
This is a quick risk assessment. For a more detailed assessment please consult your financial advisor. The risk profile descriptions portray a typical investor of a particular risk profile and may help investor identify or else opt for reassessment.
Prefer a stable portfolio with stable returns.
Although okay with minimal losses, you shy away from risky investments in favour of more stable means.
This is a quick risk assessment. For a more detailed assessment please consult your financial advisor. The risk profile descriptions portray a typical investor of a particular risk profile and may help investor identify or else opt for reassessment.
You prefer a portfolio that balances returns and risks.
You like to play it right down the middle, Keeping some assets in high risk avenues and the rest in low risk.
This is a quick risk assessment. For a more detailed assessment please consult your financial advisor. The risk profile descriptions portray a typical investor of a particular risk profile and may help investor identify or else opt for reassessment.
You are ready for high market fluctuations to seek returns over long term!
You are okay with taking risks as long as the investment has a proven track record of giving above benchmark returns.
This is a quick risk assessment. For a more detailed assessment please consult your financial advisor. The risk profile descriptions portray a typical investor of a particular risk profile and may help investor identify or else opt for reassessment.
You see market downturns as an opportunity rather than risk!
You do not get fazed by short term market movements, and are able to take losses knowing that you will recoup them in the future.
This is a quick risk assessment. For a more detailed assessment please consult your financial advisor. The risk profile descriptions portray a typical investor of a particular risk profile and may help investor identify or else opt for reassessment.
Note: Please note that the above Asset Allocation is indicative. You are advised to seek independent professionals’ advice and arrive at an informed investment decision before making any investments.